Guaranteed retirement income, either in the form of an annuity or with accessible options, provides you with a guaranteed “pay cheque for life.” The concept is simple—you pay a lump sum and, in return, receive a set amount of money each month or year for the rest of your life.

I recommend annuity income for a few reasons: it is not affected by market volatility, you won’t have to worry about outliving your money, and you can choose from several options—including fixed, variable, and joint opportunities. How’s that for peace of mind?

Unlike most of the investment and insurance advice I provide, the ideal time to invest in an annuity is when you are already nearing retirement or have been retired for a while. I can help you decide how and if this product works for you.

Let’s talk about a guaranteed retirement income for the rest of your life.