We are all living longer and healthier lives than we used to. How wonderful—more time to watch our children grow up, our grandchildren play, our business interests flourish!

But as we age we are also susceptible to more health problems—and we have more years ahead when we aren’t earning an income. Have you considered these factors in your retirement planning?

I’d like to meet with you to see if you are prepared to meet your long-term care needs. For some people, the income replacement coverage you’ve purchased will become your long-term care plan, providing you with the income you need to ensure you are living comfortably and are taken care of in your later years. For others, long-term care insurance is needed to ensure you will be able to care for your elderly self, without putting a burden on your family.

Let’s talk about long-term care insurance.